{"id":949,"date":"2019-02-20T10:59:04","date_gmt":"2019-02-20T18:59:04","guid":{"rendered":"http:\/\/us506.directrouter.com\/~npleeirm\/?page_id=949"},"modified":"2023-10-06T10:26:56","modified_gmt":"2023-10-06T17:26:56","slug":"financial-aid","status":"publish","type":"page","link":"https:\/\/cdsp.edu\/financial-aid\/","title":{"rendered":"Financial Aid"},"content":{"rendered":"\n

Applying for Financial Aid<\/h2>\n\n\n\n

All students who are interested in receiving scholarships and financial aid during their time at CDSP, please review and follow these steps:<\/p>\n\n\n\n

1. Complete the CDSP Domestic Application for Financial Aid.<\/p>\n\n\n\n

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New Students<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Returning Students<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

2. FAFSA: The FAFSA form is not required to complete your application for admission. We will provide further instruction to applicants once the FAFSA application is updated in December. Do not complete the 2023-2024 FAFSA form.<\/p>\n\n\n\n

3. Submit any outstanding items to complete your application for admission to CDSP. Your eligibility for aid is finalized only after your application for admission has been processed. The priority deadline for admission applications and financial aid applications\u00a0is March 15. See the Applications<\/a> page for more information about how to apply. Note that to be eligible for financial aid, students must be enrolled in a minimum of 6 units per semester and must maintain Satisfactory Academic Progress. See pages 39-41 and 43-48 of the Academic Handbook<\/a> for more information about\u00a0the school’s\u00a0Satisfactory Academic Progress and Financial Aid policies.<\/p>\n\n\n\n

**International Students should skip the FAFSA and submit the CDSP International Application for Financial Aid<\/a> instead of the Domestic application linked above.**<\/p>\n\n\n\n

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International Students<\/a><\/div>\n<\/div>\n\n\n\n

If you have any questions, please contact the Office of Financial Aid at finaid@cdsp.edu<\/a> or call (510) 204-0714.<\/p>\n\n\n\n

Student Employment<\/h2>\n\n\n\n

Eligible students are encouraged to consider employment as a source of financial support.<\/p>\n\n\n\n

Two programs are available, Federal Work Study (FWS) and the \nInstitutional Work Program (IWP). These programs allow students who are \neligible for need-based aid to do part-time work, for which they are \npaid an hourly wage. The FWS program is jointly funded by the federal \ngovernment and CDSP. The IWP is funded solely by CDSP. Jobs include \nassistance in administrative offices, maintenance work, gardening, and \noff-campus service placements (FWS only).<\/p>\n\n\n\n

Work study allows a student to earn money throughout the year, which \ncan be paid toward the student’s account or used for other expenses. As \nwith other jobs, students receive a paycheck for their work, based on \ntimesheets approved by their supervisor.<\/p>\n\n\n\n

Prospective students should discuss the work-study option with the CDSP Financial Aid Office<\/a>.<\/p>\n\n\n\n

Browse Positions<\/a><\/div>\n\n\n\n

Student Loans<\/h2>\n\n\n\n

CDSP participates in the Federal Direct Loan program.<\/p>\n\n\n\n

Government Student Loan Programs<\/strong><\/p>\n\n\n\n

CDSP participates in the Federal Direct Loan program. Through this \nloan program, eligible financial aid applicants may borrow federal \nunsubsidized loan funds to help meet the cost of educational expenses. \nIf you are interested in borrowing a federal student loan, submit the \nFAFSA and let the CDSP Financial Aid Office know the amount of the loan \nyou would like to take out in your response to the award letter you \nreceive.<\/p>\n\n\n\n

About the Federal Direct Stafford Unsubsidized Loan:<\/strong>\n A student is not required to demonstrate financial need to receive a \nDirect Unsubsidized Loan. The Financial Aid Office will determine the \namount an eligible student can borrow, up to an annual maximum of \n$20,500. A student’s total \nfinancial aid package (including loan funds, scholarships, grants and \nwork study) cannot exceed the total cost of educational and living \nexpenses (“Cost of Attendance”) as determined by the Financial Aid \nOffice.<\/p>\n\n\n\n

Interest accrues (accumulates) on an unsubsidized loan from the time \nit is first paid out. The interest may be paid while the student is in \nschool and during grace periods and deferment or forbearance periods, or\n the interest may accrue and be capitalized (that is, added to the \nprincipal amount of the loan). Choosing not to pay the interest as it \naccrues will increase the total amount a borrower will have to repay as \ninterest will eventually be charged on a higher principal amount, once \nthat interest is capitalized. Accrued interest is capitalized once the \nloan enters repayment.<\/p>\n\n\n\n

The interest rate for a Graduate Direct Stafford Unsubsidized Loan \ndisbursed on or after July 1, 2018 and before July 1, 2019, is fixed at \n6.6%.<\/p>\n\n\n\n

To apply for a federal student loan, submit the FAFSA and contact the CDSP Office of Financial Aid<\/a> with any questions.<\/p>\n\n\n\n

For more information about federal loans, visit the Department of Education Student Aid website<\/a>.<\/p>\n\n\n\n

Veterans Educational Benefits: CDSP students who have served in the \nUnited States Armed Forces may receive veterans educational benefits \nwhile attending CDSP. For further information, please contact the Dean \nof Students at 510-204-0715.<\/p>\n","protected":false},"excerpt":{"rendered":"

Applying for Financial Aid All students who are interested in receiving scholarships and financial aid during their time at CDSP, please review and follow these steps: 1. 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